AML Policy for Swap-ETH.io
Effective date: September 11, 2026
Swap-ETH.io uses a risk-based transaction-screening model intended to reduce the use of the service for fraud, sanctions evasion, theft and other unlawful activity. Eligible swaps can start without creating a persistent trading account, but that account model does not remove transaction screening or guarantee that additional verification will never be requested.
This policy describes the operational approach used by Swap-ETH.io and does not claim a licence, regulator, legal entity or jurisdiction that has not been independently established.
Risk-Based Transaction Screening
Orders can be screened using information connected to the transaction, including public blockchain data, wallet addresses, transaction history and other risk indicators available to the service. Screening can occur before, during or after an order reaches a review stage.
A transaction that does not trigger additional review can proceed through the normal order flow. A flagged order can require manual review or additional information before the service determines whether it can continue.
When Additional Verification May Be Requested
Verification is not described as mandatory for every order. It can be requested when a transaction presents elevated compliance, fraud or security risk that cannot be resolved from the existing order information.
Depending on the reason for review, Swap-ETH.io may ask for information sufficient to clarify the customer, wallet ownership/control, transaction purpose or source of funds. The exact request should be proportionate to the identified risk rather than treated as a standard onboarding checklist for every user.
Risk Indicators
Risk assessment can take into account multiple signals rather than relying on one factor in isolation. Examples of high-level concerns include:
- exposure associated with sanctions or other legally restricted activity;
- indicators connected to stolen funds, fraud or unauthorized access;
- transactions associated with ransomware, scams or other serious illicit activity;
- inconsistent or misleading information supplied during an active review;
- attempts to use the service in a way that conflicts with its security or compliance controls.
This list is not a technical description of screening thresholds and is not intended to provide instructions for bypassing risk controls.
Order Handling During Review
A flagged order can be paused while the available information is assessed. Swap-ETH.io may request additional information, decline to continue an order where the risk cannot be accepted, or take another action required by the applicable technical, security or legal context.
The handling of funds in a reviewed or declined order depends on the state of the blockchain transactions, route availability and any applicable legal restriction. The service does not promise that every flagged transaction can be immediately processed, returned or redirected.
Restricted Use
Swap-ETH.io is not intended to be used for unlawful activity, fraud, theft, sanctions evasion, laundering of criminal proceeds or attempts to conceal unauthorized access to funds. Users should not submit transactions when they do not have the authority to control the assets being exchanged.
The service can refuse or restrict an order when continuing it would conflict with risk controls, security requirements or an applicable legal obligation.
No Universal No-KYC or Anonymity Claim
Eligible swaps can start without a persistent account, but that is different from a promise of universal no-KYC processing. Additional verification may be requested for flagged orders, and public blockchain activity can remain visible according to the rules of the networks involved.
Swap-ETH.io therefore does not describe its exchange flow as guaranteed anonymous, untraceable or exempt from compliance review.
User Cooperation During Review
When additional information is requested, provide it only through the official channel identified for the review. Do not send seed phrases, private keys, wallet passwords or unrelated account credentials; compliance review does not require control of the user's wallet.
False or incomplete information can prevent the service from resolving a flagged order. If a request appears suspicious, contact the official compliance address before supplying sensitive information.
Contact
Compliance questions and responses to an active review: [email protected]
General order support: [email protected]